Wealth Planning
Comprehensive & customized wealth management services.
Our View on Markets
No one can control how markets behave, we can only control how we choose to participate.
As investors, we should remember that it is through higher risk that we can earn higher potential long term returns. We must decide on a portfolio that fits our goals and penchant for risk. The right asset mix with proper diversification & discipline are the keys to a successful investment experience.
Recent times show how unpredictable capital markets really are. Unsettling as it may be, it certainly showcases the importance and the discipline in maintaining a rational asset allocation.
Our Message
Markets Work
It is unlikely that an investor can consistently profit at the expense of others. In simple terms, it’s very hard to outguess markets.
Market Timing
Investors have to know when to get in, when to get out & when to get back in. The probability of getting these right is statistically low.
Forecasting
Since markets adjust to new information quickly, trying to forecast market movements is futile. Typically, the result is higher costs and unnecessary risk.
Discipline
Capital markets are noisy with lots of distractions. Investors should consider sticking to a long term investment strategy to capture market rates of return.
Diversification
The most sensible way to potentially earn higher returns is by diversifying your portfolio into & across different asset classes.
Rewarding Costs
High fees eat into returns. Passive forms of money management generally have lower fees, allowing you to keep more of your returns.
Our Approach
Investment Consulting
In an industry full of specialists and a myriad of options, the challenge and pressure to make optimal long term investment decisions is daunting. A successful investment experience requires patience and discipline.
Our investment methodology is not based on speculation but rather, on the science of capital markets. This approach is grounded in decades of empirical data and Nobel Prize winning research
Wealth Management
Complex planning issues and the resulting challenges should not be left to a single professional. Our client centered consulting approach allows us to collaborate with other advisors on your behalf.
Serving at the core of your Wealth Management Team, we deliver carefully chosen solutions. Our firm coordinates the entire planning process and works with experts in the legal, accounting and related fields to ensure that all “planning gaps” are identified and addressed.
Advanced Planning
While an investment plan sets the foundation of your financial objectives, your wealth management plan looks to address these key areas:
Wealth Enhancement:
Cash flow planning while minimizing your income tax liability, estate & capital gains taxes.
Wealth Transfer:
Transferring wealth to future generations in a way consistent with your wishes.
Wealth Protection:
Protecting your wealth from potential creditors and catastrophic loss.
Charitable Giving:
Maximizing the benefits of your charitable interests and activities.